If You Can't Refi, You Can Modify or Short Sell!

You don't have to lose your property or cash out your 401K to make your payments!! Let us help you!!!

Are you up at night worrying because your mortgage interest rate is about to adjust higher and you won't be able to afford the new adjustable payment? Maybe you owe more to the bank than your home is worth. Are you unable to get a new loan because of poor credit or tougher lending requirements? Maybe you are 30, 60, or 90 days past due on your mortgage or perhaps foreclosure proceedings have already begun on your home! If these are concerns to you, we can help. You are not alone.

With our loan modification program, you can work with your current lender to obtain a modification. This is not a new loan! In fact, you don't need to have missed any payments to begin the process of saving your home. In many circumstances, your lender will lower your monthly payment by permanently reducing your interest rate or even the amount you owe in an effort to assist you in remaining in your home. Remember, this is not a new loan so your credit score is not a factor.

Attorney representation is not always necessary or affordable. In circumstances where being represented by counsel is necessary or desired, we have attorneys we can refer you to. Alternatively, we offer you the option to have us assist you in the preparation of your loan modification request using more than 20 years of combined experience in the mortgage business and more than 10 years in IRS tax negotiating experience. If the goal is to reduce your payments, the method is Sound Method Modifications. Call today 866-354-0931.